The truth about annuities
Live Webinar
Discover how annuities work, their potential benefits and limitations, and the important factors to consider when evaluating retirement income options.
Register For The Webinar
Tue, Sep 29th 5:30 PM PST
For educational purposes only. Not individualized financial, investment, insurance, legal, or tax advice.
About The Webinar
Join this live, educational webinar with Michael Coltharp to learn why annuities exist, how taxes impact retirement income, and how to evaluate whether an annuity may fit into your overall retirement tax and income plan.
During this webinar you will discover:
The 3 key pieces of a successful retirement plan
6 common risks that can impact your retirement savings
How the major types of annuities work and how they differ
The truth behind 5 common annuity misconceptions
3 important questions to ask before considering an annuity
Presented By Michael Coltharp
Licensed Financial Professional
Coltharp Financial
Michael Coltharp is a Certified Exit Planning Advisor specializing in comprehensive retirement income planning. He has been guiding clients for the last 13 years to help them create lifetime income from their assets and retirement nest-egg and create solutions to leave money behind to the next generation when requested.
When?
One Day Only!
Tue, Sep 29th 5:30 PM PST
Where?
Join us from the comfort of your couch.
View on your computer, tablet, or phone!
Registration is FREE for this exclusive ONLINE event
Discover how annuities work, their potential benefits and limitations, and the important factors to consider when evaluating retirement income options.
Sign Up Today to Reserve Your Spot!
The truth about annuities
[LIVE WEBINAR]
During this class, discover:
How Annuity Premium Bonuses Work
Learn how certain annuities offer premium bonuses and why contract conditions, fees, and restrictions matter.
Understanding Different Types of Annuities
Explore how fixed, fixed indexed, and variable annuities differ in features, risks, and retirement planning objectives.
Creating Pension-Like Retirement Income
Discover how certain annuities provide lifetime income options and what to consider before selecting one.
Lifetime Income & Beneficiary Benefits
Understand how annuity payout options, death benefits, and beneficiary provisions vary by contract.
Annuity Taxes, Fees & Access to Funds
Learn how annuity taxation, withdrawals, surrender charges, and contract limitations may affect retirement planning.
Common Annuity Myths vs. Facts
Are annuities tax-free? Do they restrict access to money? Are they only for income? Get the facts behind common misconceptions and understand why annuity features vary by product.
These are just a few essential points covered in this EXCLUSIVE ONLINE presentation!
Are Annuities Right for Every Retirement Plan?
Not necessarily. Join us and learn why financial goals, income needs, liquidity, and individual circumstances matter when evaluating annuity options.
Coltharp Financial
Presented by: Michael Coltharp, Licensed Financial Professional
License/CRD #0i23110
1100 Melody Lane
© 2026 Coltharp Financial, All Rights Reserved
Privacy Policy • Terms of Service
This webinar provides general information about the topics presented. It does not provide individualized investment, tax, or legal advice. Insurance or financial products and services may be discussed, and the webinar may lead to a sales presentation or an offer of products or services. A licensed insurance or financial professional may contact you following registration. Products and services are subject to eligibility, applicable licensing requirements, and availability in your state. Benefits, guarantees, fees, risks, and restrictions vary by product. Any insurance or annuity guarantees are subject to the terms of the contract and the claims-paying ability of the issuing insurance company. Any examples or illustrations are for explanatory purposes and do not promise future results. Consult appropriately qualified professionals about your individual circumstances before making a decision.